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How can I set up alternative payment providers in Shopify?

Authorize.Net is a commonly used gateway for higher-value transactions and can provide more control over risk management.

Step 1: Create or Log in to Your Authorize.Net Account

If you don’t already have an account:

  1. Visit https://www.authorize.net
  2. Complete the merchant account application
  3. Ensure your business category accurately reflects jewellery or diamond sales

You will need:

  • API Login ID
  • Transaction Key

These can be found inside your Authorize.Net Merchant Interface under:

Account → Settings → API Credentials & Keys

Step 2: Add Authorize.Net to Shopify

  1. Log in to Shopify Admin
  2. Go to Settings → Payments
  3. In the “Supported payment methods” section, click Add payment method
  4. Search for Authorize.Net
  5. Enter your:
    • API Login ID
    • Transaction Key
  6. Click Activate

Step 3: Test Transactions

Before going live:

  1. Enable test mode in Authorize.Net
  2. Place a test order on your Shopify store
  3. Confirm:
    • Payment is authorised
    • Order appears correctly in Shopify
    • Settlement works as expected

Once confirmed, disable test mode.

Recommended Authorize.Net Settings for High-Value Goods

Inside Authorize.Net, consider configuring:

  • Fraud Detection Suite filters
  • Address Verification Service (AVS)
  • Card Code Verification (CVV)
  • Manual review for transactions above a certain threshold
  • Daily transaction limits aligned with your business model

If unsure, consult your payment processor or risk team.

Setting Up Other Payment Providers in Shopify

The process is similar for most providers.

General Steps

  1. Go to Shopify Admin → Settings → Payments
  2. Click Add payment method
  3. Select your provider
  4. Enter API credentials or account details
  5. Activate

Things to Confirm With Any Payment Provider

Before going live, confirm in writing:

  • They support loose diamonds
  • They support high-value jewellery
  • Maximum single transaction limit
  • Daily processing limits
  • Payout timelines
  • Reserve requirements
  • Chargeback handling procedures

This helps prevent unexpected payout delays or account restrictions.

Final Checklist for Nivoda Connect Merchants

Before launching:

  • Managed Markets disabled
  • Specialist jewellery courier arranged
  • Insurance coverage confirmed
  • Payment provider reviewed for high-value suitability
  • Test transactions completed
  • Refund and chargeback policies documented

Important Disclaimer

Nivoda does not control Shopify’s compliance policies, payment provider risk frameworks, or shipping carrier restrictions.
Any checkout limitations, transaction holds, or shipping refusals are determined by Shopify, its payment providers, or logistics partners.
We strongly recommend reviewing your setup carefully before selling loose diamonds or high-value jewellery online.

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